Find Your Ideal

Home & Investment

Price range: € 42,000 - € 1,250,000

Buying Expenses

Buying Expenses

Costs of Buying a House

When buying a house, it is important to factor in all the upfront costs, mortgage costs and ongoing costs involved in buying and running a property. Below are the key costs that you need to include in your budget when establishing what you can afford.

Upfront Costs Ongoing Costs

Upfront Costs


The deposit is the amount you put towards the cost of purchasing your property. To get the complete choice of deals having a decent deposit amount is important. 40% is generally the optimum deposit, giving you some of the best rates that mortgage lenders will offer.


Buying / Selling Tax

For all the taxes please refer to the table below.

Valuation Report Fee

An Independent valuation report is carried out, this is compulsory and is approximately 6000 TL.

Legal Fees

You may need a solicitor to assist in buying a property if buying 'Off-plan' or a 'Payment plan'

Electronic Transfer Fee

Typically costing 20-40, this covers the lender's cost of transferring money from the UK/Europe to Turkey.

Agent Fees

Agents act as an intermediary between the customer and the seller, and can usually advise on the houses/flats available, thus saving the customer from having to visit numerous agents separately.


Dask compulsory government insurance covering earthquakes.
The insurance for your home and its contents is optional.

Types of cover we can help with...

Home Insurance

Medical Insurance

Personal Accident Insurance

Ongoing Costs


Your mortgage lender will require that the mortgaged property is insured in order to protect its interest in the property. It is also prudent to take out contents insurance to protect your belongings. To protect your family you may want life cover to ensure that the mortgage is paid off should you die before the end of the loan. Other protection policies are available to help protect your investment.

Council Tax

The amount you will pay is based on the valuation of your property.


Ask the current homeowner what they spend on utilities: electric, gas and water to help you estimate your monthly utility costs. Also factor in costs for line rental, calls, broadband, and TV.

Maintenance and Repairs

Your survey should have highlighted any expected costs involved with necessary repairs, but you must budget for regular decorating and DIY. These figures are presented as a general guideline only. Actual closing costs will vary for any transaction. Before signing any contract, you will have all closing costs explained to you by us. Turkish property taxes, maintenance fees and other expenses are considerably lower in Turkey, it will be around one-third of Spain and less than a quarter of France.



Purchase Tax



112,000.00 ₺


3,783.14 €

Estate Agent Service Fee

%3 of the sale price

%3 of the sale price

Working Capital Tax

1,297.00 ₺

43.81 €

Army Clearance Tax

2,430.00 ₺

82.08 €

Dask Insurance**

(For 70 m2)

250.00 ₺

8.44 €

Passport Translation

450.00 ₺

15.20 €


1,000.00 ₺

33.77 €

Electric Connection

600.00 ₺

20.26 €

Water Connection***

600.00 ₺

20.26 €

Valuation Report

10,000.00 ₺

345.57 €


What Do Your Fees Pay For?


 1. Market Expertise and Pricing  2. Marketing and Advertising  3. Networking and Connections  4. Negotiation

 5. Guidance through the Process

 6. Paper and Office Work  7. Access to a Wider Audience  8. Professional Guidance


* The final price is subject to fluctuation based on the exchange rate with the Turkish Lira. (Last updated: 13.09.2023)

** It depends on the earthquake risk (seismic risk) in each zone of a city. (See also:

*** There is an additional 3000-4000 TL for the digital water meter.


€ 250,000 1 1 2
New Build Ref : 714891
Saygin Exclusive.
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Didim Saygın Exclusive modern apartments in Altinkum with breathtaking sea view are just a minute walk distance from the golden sands and promenade. Relax by the pool or go to the beach. Due to the central location of our Complex, there is a great selection, of bars, restaurants, clubs, supermarkets, and shops everything you need is on the doorstep of the complex. The nearby beach offers private beach clubs with beachside restaurants and bars. Have a walk along the Altınkum promenade, visit the Apollon Temple, Mavisehir, beautiful Akbuk bay, or you can visit the stunning Bafa Lake and national park. View Full Details Make An Offer Arrange a Viewing
Save to shortlist Call your Vision Estate Agent on +90 532 566 0366
€ 42,000 1 1 1
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Izmir, Bornova, Izmir
Bornova Avcılar NEXT, which will be established on a land of approximately 10.000 m2, offers comfort, aesthetics, shopping and entertainment together with its unique social areas and bazaar View Full Details Make An Offer Arrange a Viewing
Save to shortlist Call your Vision Estate Agent on +90 532 566 0366
€ 220,000 1 1 3
New Build Ref : 903112
3+1 Dublex Villa In The Complex With Pool
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Didim Buy flat in Didim A frequent search on the internet recently, has been those people that want to migrate from the city to a smaller settlement, preferably near the sea or with undisturbed and beautiful scenery, look for affordable apartment in areas such as Didim, or on the Agean coast. View Full Details Make An Offer Arrange a Viewing
Save to shortlist Call your Vision Estate Agent on +90 532 566 0366